Adeline Bachellerie is Deputy Director of Innovation and Financial Market Infrastructures in the Directorate General of Financial Stability and Operations, Banque de France. The Directorate is in charge of running operations on the French part of the Eurosystem Target Services, of Financial Market Infrastructures oversight, of resilience – including cyber resilience, of the monitoring of developments in crypto-assets and of the exploratory work and experiments on wholesale central bank digital currencies (CBDCs). Adeline previously conducted the wholesale CBDC experimentation program launched by the Banque de France including the tokenisation of finance. PhD, graduated from Paris 1 Pantheon-Sorbonne in Economics, Adeline previously worked as statistician and mostly contributed to the building of financial accounts at the Banque de France and the ECB.

Anne Marie is Director of Financial Operations in Central Bank of Ireland, since September 2023, responsible for the Bank’s investment portfolios and pension fund, monetary policy implementation, payments policy and infrastructures, and CBDCs. She represents Ireland on a range of European and domestic task forces. Before this, Anne Marie spent 6 years in Washington DC, on the Boards of the International Monetary Fund and World Bank Group, representing Ireland and Caribbean countries. Her prior experience includes a range of senior leadership positions across the Bank, including on international affairs, risk, regulation of banks, financial stability and monetary policy. She holds advanced degrees in Maths, Economics and Finance and Diploma from the Institute of Directors.

Ben creates clarity for the most critically-important organisations on the planet. As a Senior Security Strategist and Advisor at Microsoft, he partners with the CISOs and other security leaders at the world’s largest Financial Services institutions, guiding them through the complex interplay between business and security objectives, risk, technology, and cultural transformation. He is also a recognised expert in a broad range of security, identity, and cloud technologies. This expertise, combined with his strategy and transformation acumen, makes him a compelling and sought-after thought leader and speaker. A 25-year industry veteran, he works daily in the trenches with executives and engineers alike, advising leaders in diverse and complex organisations such as HSBC, Barclays, Santander, Lloyds Banking Group, Bank of England, London Stock Exchange, NatWest Group, Elavon, US Bank, GSK, Legal and General, National Grid, and Maersk

Eperienced and award winning Business Leader with 30+ years of experience in Technology driven business area, out of which 25+ years in Senior Managerial capacity. Held a multitude of CXO roles in both multinational and other reputed organizations in USA, Singapore and Sri Lanka. Functioned as a senior consultant to some of the leading telecom companies and also possess lecturing/teaching experience in ecommerce and e-security areas for MBA students to advice on new technology trends. Recognized by the Internet Society as a technology pioneer and the first ever web master in Sri Lanka for creating the first e-commerce portal http://www.lanka.net/ in 1994, managed the first ever e-commerce development team in Sri Lanka, set up the first WiFi network in the country and was the senior engineer responsible for establishing the first dedicated Internet connection to Sri Lanka in 1995. Accomplished several career awards such as Circle of Excellence (Gold Club) and Share Fighter Champion at Microsoft and National Best Quality Software Award – BCS for exceptional performance. Obtained MBA (SriJ, Sri Lanka), MSc (Electrical and Computer Engineering, SUNY USA) and BSc (Electrical and Computer Engineering, SUNY USA). Achieved Magna Cum Laude honours for BSc and Dean’s Honours List on several occasions and hold distinguish memberships at Tau Beta Pai (USA), Eta Kappa Nu (USA) and Golden Key (USA) Honour Societies for academic excellence.

David brings extensive regulatory experience to FS Vector and its clients. Previously, David was appointed as the Massachusetts Commissioner of Banks from 2010 to 2016 where he supervised all State-chartered banks and credit unions and State-licensed financial services providers. David began his regulatory career as a bank examiner with the Division of Banks in 1990. From 2015 to 2016, David was appointed to serve as chairman of the Board of Directors of the Conference of State Bank Supervisors (CSBS). Additionally, from 2014 to 2015, David served as chairman of the CSBS Emerging Payments & Innovation Task Force which developed a Framework for the Regulation of Virtual Currency. In November 2013, David became the first State or federal financial regulator to testify before Congress on the subject of bitcoin and cryptocurrency. In 2017, David testified before the California Treasurer’s Cannabis Banking Working Group on the topic of a state-owned bank. From 2013 to 2015, David served as chairman of the State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council (FFIEC). David was also the first State member to serve as chairman of the FFIEC’s Task Force on Consumer Compliance. David also serves as a member of the board of directors at Cross River Bank and as a member of the board of advisors for the Association for Data and Cyber Governance. David earned a B.A. from Tufts University, an M.B.A. from Boston University, and an M.P.A. from the Harvard Kennedy School.

Mr. S Ganesh Kumar was the Executive Director of the Reserve Bank of India and was with it for more than three decades. His recent responsibilities included the entire gamut of Payment and Settlement Systems, the creation and development of strategic plans for the Bank and taking care of the external investments and managing the foreign exchange reserves. He was associated with the Institute for Development and Research in Banking Technology. He had a key role in the establishment of new institutions such as the National Payments Corporation of India, the Reserve Bank Information Technology Private Limited, and the Indian Financial Technology and Allied Services (IFTAS), to name a few. He was also associated with the National Cyber Security Council of the Government of India, and in the framing of the Payment and Settlement Systems Act of the country. He had a role to play in ideating, design, development of innovative, technology based retail payment systems for India, including some of the payment systems now being operated by the National Payments Corporation of India (NPCI). Mr. S. Ganesh Kumar is an M.B.A., B.Sc., Diploma in Banking, B.G.L., C.A.I.I.B.

James Longsdon is Managing Director and Global Head of Sovereign and Supranational Ratings at Fitch Ratings. James joined Fitch in 2000, initially responsible for bank ratings in Russia and CIS countries, before moving onto covering developed market banks in Europe and EMEA non-bank financial institutions. James became co-head of EMEA financial institution ratings in 2010 and became head of EMEA bank ratings in 2018. James became Global Head of Bank Ratings in 2020, responsible for a team of 150 analysts and >2,500 bank ratings, before becoming Global Head of Sovereign and Supranational Ratings in 2024. James is senior sponsor of FitchSpeaks, Fitch group’s peer-led programme to build public speaking skills. Prior to joining Fitch in 2000, James was an auditor in the financial services division of PricewaterhouseCoopers in London. James earned a BA in Russian studies from the University of Bristol and has been a Member of the Institute of Chartered Accountants in England and Wales since 1998.

Jude Pinto, as Payments Canada’s Chief Delivery Officer, brings more than 30 years of experience in senior- and executive-level leadership positions within the financial services sector. He has successfully led business transformation and innovation nationally and internationally. As the payment systems that underpin Canada’s financial ecosystem continue to evolve, Jude is responsible for strategically leading large-scale delivery programs to support Payments Canada’s vision for a Canadian payment ecosystem that is resilient, inclusive and enables fair competition as the foundation of Canada’s thriving economy. Jude works alongside Payments Canada business and technology experts, members, stakeholders, and regulators to deliver these complex programs. Prior to Payments Canada, Jude led JPintoAdvisory Inc., providing executive and industry advisory services related to payments and banking, strategic planning, digital transformation and performance optimization to evolve businesses alongside payment modernization. Previous to JPintoAdvisory, Jude held a variety of roles at CIBC, including President INTRIA Items Inc., Technology, Innovation & Infrastructure, Chief Information Officer, CIBC First Caribbean and Senior Vice President, Retail Operations, Global Operations.

Dr. Krishnamurthy Subramanian graduated in Electrical Engineering from IIT Kanpur in 1994. He is Executive Director at the International Monetary Fund and Professor at the Indian School of Business. As India’s 17th Chief Economic Advisor (2018–21), he was applauded by Prime Minister Narendra Modi for “his academic brilliance, unique perspective on economic and policy matters, and reformatory zeal”. Hailed as a common man’s economist, his ideas like Thalinomics, V-shaped recovery and behavioural economics of nudge have captured public imagination. Recognized as a distinguished alumnus by IIT Kanpur and IIM Calcutta, his recent book “India@100: Envisioning Tomorrow’s economic powerhouse” is now a national bestseller”.

Kaj Burchardi is a Managing Director with BCG Platinion with more than 20 years of experience in IT consulting. He focuses on IT architecture, Digital and Agile transformations with Financial Services and insurance clients in Europe, Americas, and Middle East. Kaj is leading the Emerging Technology practice of BCG/Platinion globally and supported clients in the strategy definition, use case development, and Proof of Concept execution of various Digital Assets, CBDC and Blockchain / DLT projects based on different platforms. The used approach puts the customer and the business challenge in the center – and the technology second.

Kanishka Joshi is a professional in financial technology education, currently, she is at the Centre for Finance, Technology, and Entrepreneurship (CFTE) as the Global Head of Product, she has led the development of key training programmes for central bankers, regulators, and financial professionals. Kanishka headed the creation of the Blockchain and Digital Assets for Financial Services course, collaborating with over 200 industry experts and Singapore Management University. She also led the development of the Re Architecting the Financial System course in partnership with the Monetary Authority of Singapore (MAS) and Elevandi, covering essential topics like central bank digital currencies (CBDCs) and other emerging financial Technologies. In addition, Kanishka launched and led the AI in Finance Academy, focusing on generative AI applications in banking. She recently played a key role in training over 100 managing directors on AI leadership and strategy for a major financial institution. Kanishka has also worked with regulators in the UAE to design and implement digital transformation programmes, helping financial authorities adapt to evolving regulatory challenges. She is also among the first globally to earn a master’s degree in Fintech.

Mr. Le Anh Dung is Deputy Director General at the Payment Systems Department, State Bank of Vietnam. He graduated from National Economics University in 1999 and earned Master’s degree in Banking and Finance from Monash University in 2005. Mr. Dung has extensive expertise in payment service and payment system regulation and oversight, financial innovation, payment standard implementation and Fintech regulatory sandbox in the banking sector. He has joined major projects such as digital transformation blueprint for the banking sector, application of national citizen database for banking services, and e-KYC regulations for account opening, card and e-wallet issuance. He has also been actively involved in CBDC and efforts to enhance cross-border retail payments in ASEAN through interoperable QR codes. He frequently speaks at various national conferences and seminars and participates in international initiatives, including the BIS working group on CBDC and activities with BISIH.

Mr. Miklós Luspay obtained a Master’s degree in Finance from Corvinus University of Budapest and a Law degree from Pázmány Péter Catholic University. He also holds a Master’s in Finance from Fudan University and an MBA from Corvinus University of Budapest. He joined the Central Bank of Hungary (MNB) as an analyst, with an expertise on the liquidity of payment systems. He also worked for the European Central Bank in 2011. He is currently Director of the Financial Infrastructures and Payments Directorate where his main responsibility includes the development of the Hungarian electronic payment ecosystem and its retail system, including the instant payment system. His directorate created the Central Bank of Hungary’s payment strategy, is involved in the payment regulation, was responsible for the payment-related research at the MNB, as well as for the development of the CSD and CCP. In recent years, he was responsible for renewing the supervisory methodology, shaping and integrating the oversight and supervisory tasks related to the central bank’s critical financial infrastructures, as well as for developing the related central bank risk-based oversight methodology. He also participated in the work of numerous international committees and working groups. He is the author and/or co-author of several publications on payment systems.

Dr Nick Redman is the Director of Analysis at Oxford Analytica, a company established in 1975 to help decision-makers in business and government manage geopolitical and other risks in complex markets. He leads the team that produces the Oxford Analytica Daily Brief, published every business day since 1984, working with a global network of 1500 experts built over 50 years. He began his career at Oxford Analytica in 1999, rejoined in 2019, and has also worked at the Economist Intelligence Unit and the International Institute for Strategic Studies. He has a DPhil in International Relations from St Antony’s College, Oxford.

Nalin is a Product & Business Strategy Professional with a rich experience of 20+ years on global assignments covering Technology, Telecom & Payments domain. He has spearheaded the launch of many initiatives in the telecom and payments business and incubated new age payment solutions with organizations like Airtel, MasterCard and NPCI. He has also been an advisor to multiple start-ups for their go-to-market strategy.

He started his career with Bharti Airtel in 2001 and was a part of the India’s telecom revolution. He had been responsible for spearheading some key projects for Airtel which included Strategic outsourcing, Telecom roll outs, Tower cost optimization and GIS based Market planning. Later as part of the principal team at Bharti group he evaluated and executed projects in new areas like DTH, Mobile wallets and International acquisitions. At MasterCard he led the product launch for and their Bill Payments platform in India. Presently he is serving as Chief of Corporate Business and Key Initiatives at National Payments Corporation of India (NPCI). Under his leadership, NPCI was able to swiftly launch the prestigious Bharat Bill Payment System (BBPS) platform for Reserve Bank of India (RBI), National Common Mobility Card (NCMC) for Transit operators and Smart Cities and rolled out solutions in the area of Contactless Payments, Secure Online Commerce and Tokenization. At NPCI, he has been contributed extensively in building the ecosystem of payments enabling Governments, Corporates, Merchants, MSMEs and driving consumption for consumers in all segments. In his current role he is tasked to set up partnerships to drive new use cases for Fintech, Startups & Merchants not just in payments but also in areas of loyalty, analytics and identification. Nalin is a Communications engineer from University of Pune and holds a Master’s degree in Diploma (Strategy) in Business Management from FORE, Delhi.

Mr. Selva has over 27 years of experience in banking and financial services sector and played a wide range of leadership roles. He has been part of many large scale and successful digital transformations for central banks and commercial banks across the globe. He has a deep understanding of central banking business/operations and cutting-edge technologies. He has strong domain knowledge in Central Banking, Consumer Banking, Corporate Banking and systemically critical National Infrastructures like Payment Systems, Currency Management, CBDC and Depository. Strong exposure to business and product management, strategic solution selling, large scale complex digital transformation initiatives, enterprise solution consulting and cutting-edge cloud tech stack. Columbia Business School Alumni. He was instrumental in the digital transformation of many central banks across the world including Reserve Bank of India, Riksbank (Central Bank of Sweden), Bank Indonesia (Central Bank of Indonesia) and many others. He had written many articles and the latest one being on the central bank. (https://ffnews.com/thought-leader/the-fintech-magazine/th e-fintech-magazineissue-30/exclusive-evolution-or-extincti on-selvakumaran-s-igcb-in-the-fintech-magazine/) He is an Alumni of Columbia Business School.

Pinar Ozcan is Professor of Entrepreneurship and Innovation. She is also the academic director of the Oxford Entrepreneurship Centre and the Oxford Future of Finance and Technology (Fintech) Initiative. She serves in advisory roles working with regulatory authorities such as the Bank of England, UK Competition and Markets Authority, UK Financial Conduct Authority, the European Commission, and the (Organisation for Economic Co-operation and Development) OECD on these topics. Pinar completed her PhD at the Stanford Technology Ventures Program (STVP) at the Stanford University Management Science and Engineering Department, and also holds a Master of Science and dual Bachelor’s degrees from Stanford. At Stanford, Pinar directed the AEA Stanford Executive Institute, a summer executive program for the high-tech industry for three consecutive years. She also organised the Stanford Entrepreneurship Thought Leaders Seminars, and helped create the Stanford Entrepreneurship Corner for entrepreneurship educators worldwide. Since completing her PhD, Pinar has received numerous awards, including the Excellence in Research Award at IESE, the EFMD Best Teaching Case Award, and the IDEA Entrepreneurship Thought Leader Award. She has also earned Best Paper Nominations at the Academy of Management Journal and Strategic Management Society, along with the British Academy Newton Grant and the SWIFT Award for her study on the UK Banking industry’s shift to open APIs.

n 2017, Pinar was selected to the Top 40 Business School Professors under 40 list by Poets and Quants. Since then she was included in the Thinkers 50 list for emerging thinkers, the British Academy Mid-Career Fellows, and the Global Women in Fintech Powerlist for 2021. Finally, in 2024, Pinar was given the Strategic Management Society Educational Impact Award for her Inspiring Female Founders Initiative. Pinar is a founding partner of Blanchard International Turkey. Her work experience also includes management consulting at Siemens Corporation in Munich, Germany, and strategy consulting with technology ventures and venture capital firms in the Silicon Valley.

Banking leader with over 35 years of experience in retail banking including distribution, digital banking, and branch banking with special expertise in credit cards, Personal loans, and other unsecured lendings. Prior to joining Intellect, Rajesh, was the CEO of American Express, India, and was responsible for running the credit card business in India. Prior to AMEX, he worked with Citibank for 19 years across geographies in various banking roles with the last 10 years spent in managing product and country P&L’s

Dr. Salim Chahine is the Third Vice-Governor of Banque Du Liban (Central Bank of Lebanon) . He is a member of the Central Council of the Bank. Dr. Chahine started his career 25 years ago as a financial analyst in the pipeline/oil industry in Europe. He worked as a consultant for several financial institutions in Europe, North Africa, the GCC, and Lebanon. He also held several positions in the banking sector. In the academic field, Dr. Chahine was a Professor of Finance at the Olayan School of Business at the American University of Beirut (AUB). He was the founding Executive Director of the Talal and Madiha Zein AUB – Innovation Park. He served as Interim Dean of the Olayan School of Business – AUB. He is a member of the European Corporate Governance Institute. He was also a visiting scholar in several universities including the «Johnson School Cornell University», the «Neely School of Business – Texas Christian University», «King’s College London», and «EADA» – Spain. Dr. Chahine has developed a solid research portfolio in Business and Finance. He has more than 50 publications in top academic journals. His research was presented in leading international conferences. He received several prestigious awards in Economics, Banking, Financial, and Management Sciences. Dr. Chahine holds a Ph.D. in Finance from «Aix-Marseille University» – France, and two MSc in Financial Engineering from «Kedge Business School» – Marseille and in Banking and Finance from «Aix-Marseille University», in addition to Executive Education Program certificates from «Harvard Business School» and the «New York University.

Shawn is a seasoned leader with a remarkable track record in the payments industry. He possesses an exceptional talent for fostering diverse and dedicated teams, a quality that sets him apart as a visionary leader. Shawn’s primary focus is to execute payment modernization programs across all channels, ensuring that members and stakeholders remain engaged and well-informed throughout the process. With over two decades of comprehensive experience spanning consulting and financial services, Shawn has a proven ability to drive transformative and meaningful change. This is evident in his leadership of large-scale, multi-year enterprise programs, where he has consistently delivered outstanding results. Shawn’s expansive payments expertise covers both high and low value rails, ranging from SWIFT and LVTS / Lynx to Interac and the Real-Time Rail (RTR). In his current role, he leads an amazing team responsible for the full breadth of Technology and Operations at Payments Canada, including Payment and Systems Operations, Enterprise Architecture and Data Governance, Technology and the full Security function.

Mr. Sanjeeb Chaudhuri is a Board member and Advisor to large commercial and non-profit organisations across Europe, the USA, and Asia, with over four decades of senior multinational business experience across global banks and consumer companies. He was listed among the Top 25 Media Visionaries in Asia Pacific in 2016 and is a featured speaker at premier global marketing and media events in Europe and Asia. Mr. Chaudhuri was the Regional Business Head for India and South Asia for Retail, Commercial and Private Banking and the Global Head of Brand and Chief Marketing Officer at Standard Chartered Bank. Prior to this, he was CEO of Retail and Commercial Banking for Citigroup, Europe, Middle East, and Africa. He is an MBA in Marketing and has completed an Advanced Management Programme. He is also a Global Mentor at the Columbia Business School Center for Technology Management.

One of the Leading AI champions in the UK who has the exceptional ability to shape and deliver multi-million pound growth and complex change programmes across numerous sectors with a track record of impact in the US, UK, Continental Europe, Middle East and Asia. As Chief AI Officer, Nick leads the drive to help tier 1 clients (FTSE/NASDAQ) apply AI with the understanding of the benefits and financial growth generated by AI for the future.

Naveed Sultan is a globally recognized international banker, strategic advisor, entrepreneur, investor, academic, and philanthropist. With a career spanning decades, he has made significant contributions to the fields of banking, finance, and academia. Currently serving as Professor of Practice at Imperial College Business School and Co-Director of its Centre of Financial Technology, Naveed Sultan’s expertise lies in strategy, digital transformation, sustainability, leadership, and culture change. He is deeply committed to fostering positive change and innovation in these areas, both within organizations and across industries.

In his illustrious career, Naveed Sultan has held numerous senior leadership positions, including Chairman of Citi’s Institutional Clients Group (ICG) and Global Head of Treasury and Trade Solutions (TTS). Under his leadership, TTS emerged as a market leader renowned for its capital efficiency, operational excellence, and sustained revenue growth. He played a pivotal role in driving innovation and transforming business models to adapt to changing market dynamics. Throughout his career, Naveed Sultan has demonstrated a keen ability to anticipate market trends and navigate complex challenges. He has spearheaded initiatives to liberalize financial markets, pioneered technology-driven solutions for remittances, and led strategic repositioning efforts post-European Monetary Union (EMU) in Europe.

Naveed holds an MBA from the Institute of Business Administration (IBA) University of Punjab, Pakistan, and a Master of Science (S.M) from MIT Sloan School.